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1. How long does it take to complete the program?

7-8 months from the time you are approved for the program to when your project is completed.

Once the application has been submitted and approved for processing, the applicant will be notified via email.  A third-party inspector will be sent out to your home to prepare a bid specification document for the project that was listed on the application. Once prepared, the homeowner will meet to discuss the bid specification document and view the estimate cost of the project. When the homeowner agrees to move forward, the Village will schedule a pre-submittal meeting that will be advertised on DemandStar for all interested general contractors. 

The pre-submittal meeting allows those interested general contractors to come out to the property and take measurements. Only general contractors who attend this pre-submittal meeting can bid on the project. A bid opening will be held to open all submitted bids, the contractor with the lowest responsive bid is awarded the project.

When the title search is received and reviewed, the loan documents will be prepared for the homeowner’s signing. The loan documents will be sent to be recorded with the County. The project will commence once the work order is approved by the Village of Wellington and the recorded documents have been returned to the Village.

The contractor has 120 days from date of commencement to complete the project.

2. Can I receive assistance for a project that has been already completed on my home?

No, this grant does not retroactively give out assistance. 

3. What documents are required for the application?

Examples of required documents for the application include, but are not limited to:
Remember to redact any personal information on the submitted documents. All documents collect become public records.

Financial Institution Account Information:

•Property Deed

•Valid forms of identification for all members living in the household over the age of eighteen (18)

•Copies of the three most recent years of signed income tax (IRS) Documents (1040, 1098, all schedules) including W-2 forms and 1099 statements for all household members over the age of eighteen (18).

•Copies of the three most recent months of information for all household members. (checking, savings, IRA, stocks, bonds, etc) Example: If you apply in the month of May, please provide May, April, and March statements.

•Copies of interest/dividend income over $100 annually

Housing Expenses

•Mortgage

•Homeowners Insurance

•Real Estate Tax  

•Water/Sewer/Trash   

•Gas and/or Oil      (if applicable) 

•Electricity

Verification of Income

•Payroll stubs, tips, wages

•Alimony

•Child support

•Social Security

•Pension

•Social Security Disability Insurance

•Government Assistance

•Unemployment Benefits

Liabilities

•Auto Loans/Lease

•Credit Cards

•Personal Loans

•Department stores

4. Can I have another project(s) going on when I apply for this program?

No, all permits for other projects must be completed and closed prior to any work being done.

5. Do I hire the contractor?

No, if approved for the grant, Wellington will provide a third-party inspector to come out to your home to prepare a bid specifications document for your specific project. If you agree with the bid specifications, your project will be advertised by the Village for eligible general contractors to submit bids on the project. The contractor with the lowest responsive bid will be awarded the project.

6. Do I get to pick the products or brands for my desired project?

No, products or brands are decided by the contractor based on their vendors. Items will need to be up to the current Building code product approvals and specifications. The owner will be able to select the finish, colors, styles & types of materials from pre-mixed, in-stock options.

7. Can I apply if I have already participated in a previous Great Neighborhoods Grant or Community Development Block Grant (CDBG)?

A property may receive no more than one Hometown Repair Program grant in a lifetime if an applicant has received either a Great Neighborhoods Grant or Community Development Block Grant in the past.

8. What if my property is in a Trust?

If your property is in a Trust, you will need to provide the Trust documents for the beneficiaries of the Trust.  All beneficiaries will need to provide the required documents for the application.

9. What types of documents can I upload?

You can only upload:

Microsoft Word (.doc, .docx )

Adobe Acrobat PDF Files (.pdf)

Image Files (.jpg, .jpeg, .bmp, .png, .tiff)

10. What are the approved projects?

• Repair/Replacement of Roof and can include: repair/install rain gutters, downspouts, and splash blocks
• Repair existing interior and/or exterior walls due to roof damage 
• Repair insulation due to roof leak    
• Repair/Replace Electrical Panel Boxes and/or electrical wiring
• Repair/Replace Failing Plumbing Fixtures   
• Repair/Replace HVAC System
• Install Hurricane Hardening Storm Panels    
• Tree Removal that must be damaging to the roof or walls of the home
• Install/Repair Smoke and Carbon Monoxide Detectors    
• Repair/Replace Water Heater
• Extermination of Vermin/Termites

11. Does this grant cover tree removal and replacement?

This grant only covers tree removals if they are causing a hazard to the home. The applicant will be responsible for hiring an arborist. This grant does not assist in tree replacements.

12. Does this grant cover landscaping?

no, this grant does not cover landscaping.

13. What if I am self-employed?

If self-employed, the applicant will need to include year-to-date Profit and Loss statements and the last four quarterly tax payment documents.

14. What if I sell my home during my 7-year loan with the Village?

In the event of a voluntary sale of the property, or refinance of any mortgages on the Property, the Owner will have to pay the Village the net proceeds derived from the sale, or refinance provided such payment shall not exceed the unpaid principal balance. The Loan Forgiveness Period will end upon the sale or refinance of the Property.

15. Can I refinance my home after the project has been completed?

Unfortunately, the Village of Wellington will not agree to subordinate in the event of a refinance.