Community Development Block Grant Eligibility Requirements

In order to qualify to receive assistance through for this program, the applicant(s) must meet ALL of the following criteria:

  • Applicant(s) must own and occupy, as your primary residence, the property where the rehabilitation work is to take place and has lived there for a minimum of 18 months 
  • Applicant(s) must not have any rental properties or have co-ownership in any rental properties.
  • Applicant(s) must close any open permits or code violations on the property prior to applying unless the repair is intended to correct the code violation or open permit.
  • Be current on all existing mortgage(s) and tax assessments. If the mortgage is in forbearance, the applicant is ineligible.
  • Have a current homeowners’ insurance policy and agree to maintain homeowners’ insurance for the 5-year term of the loan. The homeowners’ insurance for the property requires a maximum deductible of $2,500 and a hurricane/wind storm deductible of 5% or have a policy that provides coverage that meets the assessed value of the structure.
  • Have a household adjusted gross income that does not exceed 80% of the Area Median Income.

                           2021 MAXIMUM INCOME LIMITS

Household Size          Maximum Income (80% of the Area Median Income)

 

         1                                                   $47,950

         2                                                   $54,800

         3                                                   $61,650

         4                                                   $68,500

         5                                                   $74,000

         6                                                   $79,500

         7                                                   $84,950

         8                                                   $90,450