State Housing Initiatives Partnerships Program (SHIP)


At this time: Applications are available for 30% and 50% Area Median Income Households.

The Village of Wellington is participating in the Florida Housing Finance Corporation’s State Housing Initiatives Partnership (SHIP) Program. SHIP is an affordable housing program enacted into law in 1992 through the William E. Sadowski Affordable Housing Act and is funded by a percentage of documentary stamp surtax on real estate transfers. 

SHIP provides funds to local governments as an incentive to create partnerships that produce and preserve affordable homeownership and multifamily housing through owner-occupied rehabilitation, emergency replacement and special needs rental assistance.

At this time, we are only accepting extremely low-income to very low-income groups, all other applicants will be placed on a waiting list.

Click here to view the income limit chart

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Please click the image below associated with the SHIP program application you are interested in.    SHIP_Owner-Occupied_Housing_Rehab (003) 

SHIP_Emergency-Replacement-Application (003) Opens in new window

Program Assistance

  • Housing Rehabilitation funds will be awarded as a 0% interest deferred payment loan secured by a recorded mortgage and note for 5 years. The loan is forgiven at the end of the 5-year term.  Payment shall be deferred until one of the following events occur: Sale of the property, transfer of property, property is no longer owner occupied, or term has expired. 
Eligible Resident Assistance TypeMaximum Award Amount
Homeowner Emergency Repairs$10,500
HomeownerOwner-Occupied Rehabilitation$38,000


Applicants will be ranked for assistance based on a first-qualified, first-served basis with priorities for 

  1. Specials Needs
  2. Essential Services Personnel
  3. Income groups

To find out who qualifies as special needsclick here
To find out who qualifies as essential service personnel, click here

The following are the qualifications for what special needs are and the order of priority. 

  • Applicants with other special needs
    1. Aging out of foster care
    2. Survivor of domestic violence
    3. Disabling condition
    4. Receives Supplemental Security Income or disability payments
  • Order of priority assistance 
    1. A homeowner with developmental disabilities
    2. Other household members with developmental disabilities