State Housing Initiatives Partnerships Program (SHIP)

The Village of Wellington is participating in the Florida Housing Finance Corporation’s State Housing Initiatives Partnership (SHIP) Program. SHIP is an affordable housing program enacted into law in 1992 through the William E. Sadowski Affordable Housing Act and is funded by a percentage of documentary stamp surtax on real estate transfers. This program is offered to low to- moderate-income single-family Wellington homeowners to assist with repairs and rehabilitation projects that will bring their homes into compliance with the Florida Building Code and address any health or safety hazards, per HUD guidelines, on a "first-qualified, first-served" basis.

Wellington does not offer any grants for rental, foreclosure, irrigation, wells, landscaping, or fencing.

At this time, the housing rehabilitation application portal is closed. The program is expected to reopen in June 2024. Please check back for updates or subscribe to the e-newsletter at https://www.wellingtonfl.gov/668/Wellington-e-Newsletter.


Program Assistance

  • Emergency Repair funds will be awarded in a grant with no repayment required.
  • Housing Rehabilitation funds will be awarded as a 0% interest deferred payment loan secured by a recorded mortgage and note for 5 years. The loan is forgiven at the end of the 5-year term.  Payment shall be deferred until one of the following events occurs: Sale of the property, transfer of property, property is no longer owner occupied, or term has expired. 
Eligible Resident Assistance TypeMaximum Award Amount
Homeowner Emergency Repairs$15,000 includes 10% contingency 
HomeownerOwner-Occupied Rehabilitation$50,000 includes 10% contingency 


Before you apply:

  • Be sure to visit the documents checklist webpage.
  • Be sure to check our list of eligibility requirements. 
  • Be sure to have a valid email address 
  • Only one application per household will be considered. Please do not submit multiple applications.
  • If the application is missing documents, the application will be marked incomplete.
  • The applicant must complete and upload all required fields on the application for all household members over 18 years old and older.
  • Internet Explorer does not support the application portal.

  • The CDBG and SHIP applications will be available online through our Neighborly portal. Once on the Neighborly website, click the REGISTER tab use a valid email address, and create a password. Once this account is created you will have access to the portal to complete the application that is associated with your email. If approved for the program you will have access to this portal throughout the grant program. You do not have to complete the application in one sitting, you can "save" and come back at a later time.

Applicants


Applicants will be ranked for assistance based on a first-qualified, first-served basis with priorities for 

  1. Specials Needs
  2. Essential Services Personnel
  3. Income groups

To find out who qualifies as special needsclick here
To find out who qualifies as essential service personnel, click here

The following are the qualifications for what special needs are and the order of priority. 

  • Applicants with other special needs
    1. Aging out of foster care
    2. Survivor of domestic violence
    3. Disabling condition
    4. Receives Supplemental Security Income or disability payments
  • Order of priority assistance 
    1. A homeowner with developmental disabilities
    2. Other household members with developmental disabilities

During the application process, the applicant will have to complete a Resident Income Certification form. This form will include the Asset Income Calculation. Please review the below assets that are included in the calculation for this program: 

What is included in the Asset Income Calculation?

  • Certificate of Deposit (CD)
  • Checking and Savings Accounts
  • Stocks and Bonds
  • Revocable Trusts
  • Whole life insurance
  • Personal Property as Investment (Jewelry, Antique car)

What is NOT included in the Asset Income Calculation?

  • Individual Retirement Accounts (IRA)
  • Pension Account
  • Roth IRAs
  • Educational Savings
  • Annuities